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Don’t let your RAs disguise over-diversification
Dust off your retirement annuities, scrape away the wrapper and take a long look at the underlying investments, says Imara Asset Management.
Imara Asset Management
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Beware ‘funky financing’
If your aim is to save, be wary of financial instruments that may cost you more than you’ve bargained for.
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Why retail therapy doesn’t work
The "quick fix" that is retail therapy is a high that needs to be repeated, which undermines saving.
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Renovating may not be money well spent
If home renovation is part of your pre-retirement planning, proceed with caution.
